Privacy Policy

Last Updated: May 10, 2026

1. Introduction

calm-tangent ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website calm-tangent.com and use our retirement planning services.

2. Information We Collect

2.1 Personal Information

We collect personal information that you voluntarily provide to us when you:

• Fill out contact forms on our website
• Request our services
• Communicate with us via email or phone
• Engage with our retirement planning services

This information may include your name, email address, and any other details you choose to provide.

2.2 Financial Information

When you engage our services, we may collect financial information including superannuation details, investment holdings, income information, and other data necessary to provide retirement planning advice.

2.3 Automatically Collected Information

When you visit our website, we automatically collect certain information about your device, including:

• IP address
• Browser type
• Operating system
• Access times
• Pages viewed

3. How We Use Your Information

We use the information we collect to:

• Provide, operate, and maintain our retirement planning services
• Respond to your inquiries and provide customer support
• Send you service-related communications
• Analyze usage patterns to improve our website and services
• Comply with legal obligations
• Protect against fraudulent or illegal activity

4. Disclosure of Your Information

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:

• Service Providers: We may share your information with third-party service providers who perform services on our behalf, such as data storage or analysis.
• Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities.
• Business Transfers: If we are involved in a merger, acquisition, or asset sale, your information may be transferred as part of that transaction.

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

7. Your Rights

Under Australian privacy law, you have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate or incomplete information
• Request deletion of your personal information
• Object to or restrict certain processing of your information
• Lodge a complaint with the Australian Information Commissioner

8. Cookies

Our website uses cookies to improve your browsing experience. For more information about our use of cookies, please see our Cookies Policy.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies.

10. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

12. Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights, please contact us at:

Email: [email protected]
Address: Level 12, 145 Eagle Street, Brisbane QLD 4000, Australia